Buying an Engagement Ring Without Leaving Your Budget in Ruins

A simple yet elegant engagement ringBuying an engagement ring can burn a hole in your savings, especially when you’re trying to financially prepare for marriage. Of course, you want the best for your significant other, but sometimes, it can be hard to justify a large expense when your dream home is far from affordable.

Fortunately, you can find a beautiful engagement ring in Utah, California, or anywhere else in America at a good price. To buy an exquisite piece of jewelry your girlfriend would be proud of without making your budget a disaster, follow these tips:

Forget About Unreasonable Rules

First of all, don’t feel bound by illogical rules. The most popular is the salary rule wherein a man is supposed to spend three months’ worth of his gross monthly salary on an engagement ring. Other ridiculous guides you should abandon are the Age and Hotness rules.

At the end of the day, your income, your girlfriend’s age, and her level of hotness shouldn’t dictate how much you should spend. Every individual has a unique financial situation, and every woman has different jewelry preference.

Skimp on Carat, Color, and Clarity

Understanding the 4Cs (carat, color, clarify, and cut) of diamonds is the key to find the right one, but they don’t carry the same weight. To find a budget-friendly diamond ring, you can skimp on all of them to some extent — except the cut. When it comes to perception, a well-cut small diamond would seem more impressive than a large rock of lesser cut quality.

Choose the Halo

The solitaire never fails to look fantastic, but it’s not the only star in the jewelry shop. In many cases, it doesn’t reconcile beauty with affordability. Pick a halo ring instead. It comprises smaller diamonds surrounding a center stone, which can cost far less than a ring with a single, big diamond.

Discuss your situation with an experienced jeweler to help you make the soundest decision. Your girlfriend is most likely disregard the price tag for as long as she gets a ring that speaks to her individual personality and suits taste.